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However the saaq doesnt cover other kinds of damage such as damage to your car or someone elses.
How does auto insurance work in quebec. The public automobile insurance plan protects all quebecers in the event of injury or death as a result of a traffic accident. No fault insurance applies to all insured drivers. No fault insurance coverage of bodily injuries. How does no fault insurance work in ontario.
This is called liability insurance in quebec and and its mandatory if you want to drive a car. In quebec people often assume that a drivers responsibility for a car accident is defined by quebecs no fault public insurance program. You can also voluntarily add insurance that gives you coverage for damage to your car caused by collision or protection against damage or loss from things like theft or vandalism. The rules for compensation governing auto insurance are often badly understood.
Responsibility for an accident. But how does quebecs no fault scheme work and what does it actually cover. It is an embedded part of the ontario auto insurance system. This program is described as no fault because compensation is.
The system applies to all insurance companies and policies. This is why you also need private insurance from an insurance company. You have a maximum of 3 years as of the date of the accident the onset of injury or death to file a compensation claim with the saaq. All drivers regardless of insurer or policy are subject to the same no fault insurance rules.
Thanks to the public automobile insurance plan all quebecers are covered for. But how does quebecs no fault scheme work and.
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