Car Insurance Auto Insurance Declaration Page
Cost for each coverage.
Car insurance auto insurance declaration page. While the majority of drivers understand the necessity and importance of car insurance few take the time to really understand their auto insurance policies. What does a declarations page look like. Coverages limits and deductibles. It includes the policy number and effective dates what types of coverage you have what the policys limits are and personal information about the individuals insured or holding liens against the property.
Name of your car insurance provider. Types of coverage you have elected. A car insurance declarations page explains how much your car insurance costs and how much youre getting for what you pay. Your car insurance declarations page will include the name address and contact information of any loss payees.
Back to top do i have to fill out all of the sections in order. Here is an example of a policy declarations page similar to ones used by auto insurance companies throughout the united states when issuing personal auto policies. The only physical thing you get when you purchase car insurance is a whole lot of paperwork referred to as your policywithin every insurance policy comes a declarations page or declaration page for short. What is a declaration page.
In the case of auto insurance it lists the vehicles and drivers your policy covers the coverage youve purchased your premiums the amount due for those coverages discounts and other key details. If you are wondering what benefits your automobile insurance package can offer you you should first read the declaration page. Auto insurance declaration page contains very important information. Car insurance unlike your car itself is not a tangible object.
Car insurance declaration pages and forms nearly all states require you to have car insurance in order for you to register your car and legally drive it on public roads. It has the amount of car insurance coverage you purchased in each component liability personal injury collision and comprehensive and uninsuredunderinsured motorist coverage any optional coverage and any discounts you get. A declaration page is a succinct document your insurer issues you that outlines your coverage. In general this information provides basic information on how useful the insurance is and how it can make a profit.
Your insurance policys declaration page or dec page is a summary of all your policy information. Limit for each coverage. It is a good idea to review the information for accuracy and to keep a copy of your declarations page for your records. Auto insurance is required by law in nearly every state so having your policy coverage info at the ready is essential not to mention helpful.