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Car insurance formula. What is the insurance formula for totaling a vehicle. Knowing which formula car insurance companies use to determine if your vehicle is totaled will help you be prepared for their determination after your accident. There are three levels of car insurance cover. The type of cover you buy.
Therefore you could face a higher premium. Third party cover any damage to a person or property by your insured vehicle that results in financial loss or loss of life of such person is covered under third party liability tpl. Your car insurance premium is the sum of the following 3 covers. The company would sell the car for scrap and send the owner a check to buy another vehicle.
Third party fire and theft. On the other hand if you choose no voluntary excess an insurer will have to pay the full amount minus compulsory excess in the event of a claim. Third party liability tpl covers any damage to a person or property by your insured vehicle that results in financial loss or loss of life to the said person. Read on to learn what the auto insurance formula for a totaled car really means and then make sure that you enter your zip code above for a free car insurance rate comparison.
Your car insurance premium is the sum total of the following 3 covers.
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