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You can choose to buy additional optional coverage offered by icbc and other private insurers like bcaa.
How does auto insurance work in bc. Icbc will sell a blanket insurance certificate to the ride hailing company not individual drivers which provides the basic insurance during ride hailing use. Medical benefits are limited to 150000 per person in british columbia. Getting a car insurance quote in canada works differently depending on the province in which you reside. Auto insurance is an agreement between you and your insurance company that can cover your car damages you cause if you hit someone else and other events.
Its like paying a little now to avoid potentially paying a. Mandatory third party liability coverage protects an insured british columbia driver andor car owner in the event that someone is killed injured or suffers property damage as a result of the drivers negligence. Car insurance doesnt need to be complicated. Buy renew update or cancel your insurance.
See your options for buying and renewing your coverage. When you get car insurance youre buying coverages which are essentially things your insurer agrees to pay for. Most people choose to get. As well there are a number of non standard insurers that specialize in insuring high risk drivers.
Is the insurance corporation of british columbia icbc. Every british columbian who owns a car needs icbc basic autoplan but you have a choice when it comes to optional car insurance. The facility association an insurance pool that all auto insurance companies belong to is an insurer of last resort which makes auto insurance available to high risk drivers who are unable to find automobile insurance in the regular market. Ask us for a bc auto insurance quote.
The government auto insurer in bc. To find out how much car insurance. In bc there are two components to your auto insurance policy. Drivers can buy more coverage to suit their needs including.
There are mandatory coverages that all bc. A description of the basic coverages can be found at the first link below. Basic autoplan insurance is the minimum liability insurance coverage that a vehicle owner must purchase from the insurance corporation of bc icbc before a motor vehicle can be operated on a bc highway. Icbcs autoplan insurance is sold exclusively through our province wide network of 900 autoplan brokers.
Icbc basic autoplan insurance is mandatory for all drivers in bc. Westland insurance is a leading insurance broker providing home travel business and auto insurance quotes to british columbians since 1980. Whether youre moving to bc leaving the province or just moving around the corner heres what you need to know. This blanket basic coverage is mandatory for ride hailing companies and provides coverage for accident benefits and up to 1000000 third party liability.
It helps ensure that you and all british columbians who own and drive a motor vehicle here are protected with a basic level of coverage. At bcaa well help you navigate your coverage options so you could save get better coverage or both.
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