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Rather its a loose term to describe car insurance that is designed to provide thorough protection for property damage and injury.
Auto insurance terms. This coverage is subject to the terms limits and conditions. Although still used today to insure substandard risks two wheel motorized vehicles and commercial autos the basic auto policy has been primarily replaced by the personal auto policy which combines both physical damage coverage and liability insurance for claims arising out of the ownership or use of a vehicle. 10 common car insurance terms. No state requires comprehensive insurance but an auto loan lender or car leasing company might.
Clear up the confusion with a basic understanding of these common terms. Provides claim history information. If you want to pay the lowest rates and have the right amount and types of auto insurance coverage you need to know these commonly used words. Common auto insurance terms auto insurance can be confusing at times.
A person responsible for investigating and settling a claim. Comprehensive loss underwriting exchange clue report. Pays for damage to an insured vehicle when it hits or is hit by another car or object or if the car overturns. The following is a list of common auto insurance terms to keep in mind the next time you meet with your insurance continue reading know your auto insurance terms.
Policies often contain a variety of terms that can be difficult to understand especially for someone without a background in insurance.
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