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Auto property damage limits.
Auto insurance limits 100300. Determining if you need bodily injury insurance coverage above your states minimum limits will depend upon your own personal situation. This would give you coverage of 100000 per person for a total of 300000 per incident as we discussed. 100 300 liability split limits are never mandated by state authority but are typically standard limits of liability amongst national auto insurance carriers. 100300100 means you have 100000 max of property damage coverage.
For example bipd 100300100 what does it mean. Food delivery drivers couriers and others that use a vehicle for work may be required by their employer to carry 100300 insurance limits. The 100300 in 100300 auto insurance refers to the bodily injury liability limits in thousands of a policy. Dont forget that third number.
The 100 means that the policy will cover up to 100000 of bodily injury sustained by a single person injured in an accident and the 300 means that it will cover up to 300000 total for bodily injury per accident. Tell us your thoughts. If youre hit by an uninsured driver an you have 100300 limits your medical bills may exceed your insurance. Insurance experts generally recommended that you purchase 100300 limits of bodily injury liability meaning 100000 for one person in an accident and 300000 for all people injured in one.
For decades most auto insurance in the us has been sold in these rather archaic standards. The insurance industrys recommended coverage amount is 100300. Remember that your um limits are the same as your liability limits.
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