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Medical payments coverage is a type of car insurance policy that covers the bodily injury and medical expenses incurred in a collision.
Auto insurance medical payments coverage. In most states its an optional addition to your car insurance policy. This coverage is optional and not available in all states. Also called medpay it covers you and any passengers in your vehicle. This covers other people that you would be responsible for if you caused a car accident but it does not provide any compensation for you.
Most standard basic insurance policies include only liability coverage. Medical payments also known as medical expense or medpay coverage helps pay for medical and funeral expenses associated with auto accidents. It may help pay your or your passengers medical expenses if youre injured in a car accident regardless of who caused the accident. It is an option available with auto insurance policies and usually covers expenses for the policyholder passengers and family members driving the insured vehicle at the time of an accident.
Covers you and your passengers. Injuries sustained by your passengers. Medical payments coverage can help pay for the medical or funeral expenses of covered drivers and passengers after an accident regardless of fault. Medical payments coverage generally pays for medical costs after you are hurt in a car accident regardless of who is found at fault for the accident.
Injuries you sustain as a pedestrian or bicyclist after a car hits you. Can kick in after health insurance limits are exceeded. Medical payments coverage is sometimes called medical expense coverage or just med pay.
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