New Jersey Car Insurance Requirements
This coverage pays for injuries you suffer in a car crash.
New jersey car insurance requirements. The bare minimum car insurance requirement for new jersey drivers is. Permanent injury any injury shall be considered permanent when the body part or organ or both has not healed to function normally and will not. See a list of approved companies approved to write automobile liability insurance in the state of new jersey. Significant disfigurement or significant scarring.
15000 of personal injury protection pip per person per accident. Your insurance company must issue you a paper or electronic new jersey insurance identification card for each vehicle under your policy. The automobile insurance cost reduction act mandated that a basic policy be available to all drivers. Loss of a fetus.
Plus insurance points are imposed which can significantly add to the cost of car insurance. Every day consumers are finding that there are options available to make it easier to comply with the law. This covers damage you may have caused to someones property in a car crash. 15000 bodily injury per person per accident 30000 bodily injury for all persons per accident 5000 property damage liability 1500030000 uninsured motorist bodily injury 5000 per accident with 500 deductible.
New jersey imposes severe and strict penalties on those who drive without insurance. 5000 of property damage liability pdl per accident. Up to 250000 for very. 113 61 65.