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Michigan auto insurance reform medicare. Does medicare cover auto accident injuries in michigan. How can seniors with medicare opt out of mi auto insurance medical michigan seniors can opt out of michigan personal injury protection benefits after july 1 2020 michigan medicare enrollees who renew or purchase a new no fault automobile insurance policy can choose to opt out of personal protection insurance pip medical benefits. But unlike no fault auto insurance it will want to be reimbursed and it will not cover all of the vital medical care services that a car accident victim needs. Youve probably seen some stories in the news about auto insurance reform and health coverage in michigan.
Pip coverage is personal injury protection that is provided to michigan drivers via their auto insurance policy. After this date. Michigan auto reform changes pip requirements. On may 30 2019 governor whitmer signed historic bipartisan no fault auto insurance reform legislation public acts 21 and 22 of 2019 to provide insurance coverage options lower rates for michigan drivers while maintaining the highest benefits in the country and strengthen consumer protections.
Michigan reforms auto insurance pip coverage. Governor gretchen whitmer signs the law changing pip options effective july 1 2020 more details on other changes can be found at the michigan difs site. Effective july 1 2020 you can choose your insurance protection pip options. Its because of the medicare who pays first rules you may see here.
Like with any new policy change there have been a lot of questions raised by the new lawlike what it means for the average michigan driver and how it will impact their auto insurance. Turning 65 might cause your michigan auto insurance premiums to spike. This means that motorists can select the amount of medical coverage they want when purchasing their auto insurance. As this relates to medicare when people are medicare eligible age 65 generically their auto insurance immediately increases.
July 2020 is bringing some fairly significant changes to michigans no fault auto insurance. Michigans new deal on auto insurance premiums. 10 things to know. Gretchen whitmer on auto insurance reform means for drivers in.
The new auto insurance reform law which goes into effect on july 1 2020 allows motorists to opt out of buying personal injury protection pip as part of their auto insurance if their health insurance covers auto injuries. Yes under certain circumstances medicare will cover auto accident related injuries in michigan.
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