Car Key Insurance Cover
The cost of onward transportation if stranded due to the loss or theft of keys.
Car key insurance cover. We did a research to find out which insurance companies cover replacement keys or stolen items as well as if car keys are covered under warranty. Coverage includes replacement of the vehicles keytransponder. If you are the victim of a theft and your car has been recovered your insurer may help you cover the cost of a replacement key if you carry comprehensive. In some cases the benefits are more generous than just straightforward key replacement.
Replacement key cover in a comprehensive car insurance policy will usually include. Key cover typically covers the cost of replacing and reprogramming your car keys if they are lost or stolen. Some policies include car hire in the event youre stranded and cant drive your own car due to a lack of keys. Car key insurance if your car or garage keys have ever been lost stolen or damaged then you will understand the inconvenience and frustration this can cause.
If your car keys are lost or stolen check your car insurance for replacement key cover. Its typical for an insurer to cover the cost to repair damages and re key your car as long as all of the costs are less than the actual cash value of the car. If youre somehow stranded or locked out of your car emergency road service coverage would pay to get you back into your car or to tow it somewhere thats safe. With key cover you can rest assured you wont be left stranded with no way of getting to your destination.
24 hour vehicle lock out assistance locksmith expenses covered up to 85. Key protection not only covers against the expense of lost or damaged keys but offers peace of mind in helping eliminate the hassles of an already stressful situation. Typically if you simply lost your car keys youll have to pay to replace them yourself. Repairing or replacing your cars locks.
But it usually wont pay to replace your keys. According to the rac around 16 million drivers regularly misplace their keys. Replacing lost car keys is an expensive business. Remote car keys replacement programming usually covered by insurance policy that is of course depends on the type of key you had and your insurance coverage.
Locksmith or manufacturer charges. Does car insurance cover car keys. Altering the engine control unit alarms and immobiliser. Car key insurance covers the costs of getting a new set of keys.
It can also cover the cost of replacing the locks and immobiliser which youll need to do if you suspect your keys have been stolen. Cover for locksmith charges if you lock yourself out of your home or vehicle up to the selected annual cover limit 1500 up to 3 days vehicle hire if your vehicle is unusable as a result of lost or stolen keys. Key cover exists as a stand alone policy from companies like keycare. Check the small print carefully though.