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Car insurance terms and definitions when you are shopping for car insurance you can easily find words that seem confusing.
Car insurance terms. Provides claim history information. Pays for damage to an insured vehicle when it hits or is hit by another car or object or if the car overturns. But you need to at least understand the basic auto insurance terms because they spell out what you are and arent covered for in your policy. Comprehensive loss underwriting exchange clue report.
A person responsible for investigating and settling a claim. A to z of car insurance. Although still used today to insure substandard risks two wheel motorized vehicles and commercial autos the basic auto policy has been primarily replaced by the personal auto policy which combines both physical damage coverage and liability insurance for claims arising out of the ownership or use of a vehicle. Updated on monday february 12 2018 by steve bowen.
If things like deductible collision and comprehensive have you scratching your head keep on reading to find out what terms you could learn about to better your car insurance situation. 10 common car insurance terms. Car insurance also covers the medical costs of car accident victims. Knowledge is power when it comes to buying car insurance and understanding the legal terms can help guarantee you get the coverage you need.
It can also help you compare car insurance rates accurately as youre shopping for car. Auto insurance glossary of terms if you feel like you need to take a foreign language course to speak insurance dont worry youre not alone. Terminology can often be baffling and the last thing you want is to miss something important in your policy wording. 10 car insurance terms you need to know.
This article covers the basic elements of a policy how to pick an agent and important insurance terms. Key car insurance terms. A glossary of auto insurance terms can really help you understand your policy as you deal with a claim. If you want to pay the lowest rates and have the right amount and types of auto insurance coverage you need to know these commonly used words.
This coverage is subject to the terms limits and conditions. A basic knowledge of car insurance will keep you safe on the road and covered if anything happens.
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