Car Insurance Groups
When choosing a car to buy use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable.
Car insurance groups. A group one vehicle would be in the lowest insurance group group 50 the highest. The group rating panel administered by thatcham research assigns new car models to an insurance group from 1 cheapest to insure to 50 the most expensive. There are a number of ways to bring. Cars in the highest groups typically high performance models are likely to cost insurers the most in insurance claims.
Explore cheap car insurance groups. Insurers put all cars into one of 50 insurance groups with cars in the lower groups being cheaper to insure. Find out more about the way car insurance groups are decided and how the decision affects car insurance premiums. Every car belongs to one of 50 car insurance groups which band cars from the cheapest to the most expensive to insure starting with group one the cheapest and ending with group 50 the most expensive.
The more powerful expensive and rarer your car the higher the group it will be in. Insurers generally use the group rating system. Most new cars are assigned to an insurance group a rating between 1 and 50 that indicates the level of risk as seen by the insurers. In the uk cars are organised into groups which are then used by insurance companies when calculating your insurance quote.
The insurance group rating is the key. Use our interactive tool to find out your vehicles insurance group. With new technologies like black box insurance its true that more data than ever is available to feed into the price you pay. Start with group 1 if this is your aim generally.
If youre changing your car youll want to think about the cost of insurance before you commit to buy. The cost of insuring your car will be determined by which insurance group your vehicle falls into ranging from group 1 all the way up to group 50. Find cars by insurance group. Car insurance groups are often baked into the platforms that sit beneath the insurance quote forms playing an integral part in the rating engines that determine which price youre offered.
Here we give you access to all 50 groups meaning you can find inspiration for which car to buy from a car insurance price perspective. The type of car you drive will impact the cost of your car insurance find the cheapest car insurance groups and the top 10 cheapest cars to insure in 2019.