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Collision and comprehensive are the two basic types of auto insurance coverage and perhaps the two most well known to consumers.
Auto insurance types. The average cost of full coverage in the us is 7958month but major insurers offer many add ons as well. There are different types of auto insurance in india. The amount of premium depends on the make and value of the car state where the car is registered and the year of manufacture. Heres a quick rundown of the most common policy types and what they do.
Private car insurance private car insurance is the fastest growing sector in india as it is compulsory for all the new cars. If youre buying a new car or shopping for auto insurance youll likely need to understand the common types of coverage available on a car insurance policy. These types of car insurance are optional additions to your basic car insurance policy but like collision and comp you may be required to purchase them if you lease your car or buy it with a loan. What types of auto insurance are there.
Uninsuredunderinsured motorist insurance pays bodily injury liability and property damage liability claims just as the other partys liability. If youre shopping for auto coverage knowing the different types of auto insurance and their coverages is an important step in getting the policy thats right for you. The main types of auto insurance are collision and comprehensive. The various types of car insurance coverage are available to help protect you your passengers and your vehicle if youre involved in a car accident.
Anyone who drives a car is required by law to have their car insured.
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