Auto Insurance Medical Payments Vs Personal Injury Protection

However pip insurance covers more than med pay.

Auto insurance medical payments vs personal injury protection. When you select auto insurance coverage in texas you will also have the ability to choose personal injury protection pip coverage or medical payments med pay coverage. There are pros and cons to each type of coverage and both are designed to provide some form of compensation in the event of physical injury in an accident. Insurers take care of their own clients expenses regardless of who is at fault which helps accident victims pay for medical care promptly. Pip insurance is important to have even if it isnt mandated in your state.

Like medical payments coverage personal injury protection pip helps pay for your or your passengers medical expenses after a car accident regardless of who caused the accident. Personal injury protection pip car insurance covers your medical bills if you or a passenger is injured in a car accident. Personal injury protection pip and medical payments medpay insurance pay for immediate and necessary medical services following a car accident that results in injury. Home health insurance pip vs.

But there are three main differences between pip and medical payments coverage. This blog post will explain the difference between two important but quite different types of coverage. While medical payments coverage is strictly intended to cover medical bills pip takes things a step further covering health costs and resulting lost wages for you and your passengers after an accident regardless of fault. Both coverage types can be confusing on.

While these coverages have some things in common they are different. Personal injury protection pip and medical payments coverage med pay. It covers expenses like hospital stays surgery doctor visits and even lost wages and funeral expenses. If you live in a state that does not subscribe to the no fault mind set med pay is the only option for minor bodily injury.

If it is required in your state however youre legally mandated to purchase a minimum amount. Insurance shoppers in states where no fault insurance options are available may be wondering if they need med pay or personal injury protection pip. Personal injury protection pip and medical payments med pay are auto coverages that pay regardless of who is at fault in an accident. Personal injury protection is similar but distinct.

Additional expense coverage includes physical and occupational therapy and rehabilitation costs psychiatric expenses and other professional health services. Unlike bodily injury liability insurance which covers damages to. August 2 2018when purchasing insurance it is easy to become confused by the litany of different coverage options that are offered by the insurance company. Anyway personal injury protection pip pays for any medical expenses you or your passengers incur as a result of an accident regardless of who caused the accident.