Auto Insurance Florida Full Coverage
In florida 80 of your medical expenses and 60 of lost wages are covered by full coverage auto insurance with insurers paying a maximum of 10000 in pip coverage.
Auto insurance florida full coverage. 1000020000 bodily injury liability coverage per personper incident. If you want full liability coverage in an accident the experienced fort lauderdale full coverage attorneys at anidjar levine can help. Minimum coverage policies in florida averaged 2565 while full coverage car insurance for drivers with a prior accident cost 4929. If you are pulled over you can be fined for not having valid proof of florida car insurance.
A full coverage policy is typically one that includes several types of car insurance coverage that as a whole provide a solid level of protection in case of an accident. Generally it means car insurance that offers enough coverage to protect you and your vehicle in almost every scenario whether a parking lot fender bender or a total write off. Floridas full coverage insurance is not enough. You may also wish to have supplemental insurance including med pay coverage.
The higher the sum the higher the premiums. Whether you live in miami orlando jacksonville or beyond all florida drivers are required to have at least these coverages and limits. Full coverage liability of 100000 per person in an accident you cause up to 300000 per accident and 100000 for property damage. 10000 property damage liability coverage.
10000 personal injury protection pip per person. Full coverage car insurance. Florida has maintained its 3rd position for total auto thefts for many years now. However state officials recommend a 300000 policy.
Florida drivers must have property damage liability coverage with a minimum limit of 10000 on their car insurance policies. Full coverage iability of 100000 per person injured in an accident you cause up to 300000 per accident and 100000 for property damage you cause with a 500 deductible for comprehensive and collision. Drivers in florida must also carry personal injury protection with a minimum limit of 10000. 100000 is an average number for full coverage policies in florida.
Florida car insurance laws. We have extensive experience litigating insurance claims and recovering compensation for injured parties. The average cost of car insurance in florida was 3370 per year or 281 per month for a full coverage policy. Full coverage auto insurance many think they carry full coverage on their car insurance policy.
So be sure to have your insurance id card when you drive. According to the florida department of highway safety and motor vehicles dhsmv all drivers in the state must have auto insurance coverage. This covers the remaining 20 of medical expenses not covered by pip insurance. Floridas risk of auto theft.
Full coverage car insurance isnt technically a type of insurance.