Auto Insurance Coverage Limits Recommendations
State minimum coverage limits are too low to protect the assets of most motorists.
Auto insurance coverage limits recommendations. You do need to make sure you have adequate coverage against uninsured and under insured drivers. However the limit is likely less underinsured motorists. Here is how your liability car insurance coverage would break down. When looking at your auto insurance coverage limits you may see something like 250000500000250000 or 250500250 for your liability coverage.
State minimum insurance requirements are the car insurance requirements for each state by law for their residents. Unless your income and assets are minimal buy at least 100000 per person 300000 per accident. How does my car insurance coverage break down. You can get additional coverage with a personal umbrella or personal excess liability policy.
Its relatively inexpensive in most states something like 40 a year for 100000 worth of coverage and if you are in a collision with an uninsured driver will help cover costs your health insurance wont. Find out how much auto insurance do you need which coverage types and liability limits are best for you with auto insurance coverage recommendations from our experts call us toll free. This is no place for cheap auto insurance. Minimum limits if driver purchases car insurance which is optional 25000 bodily injury liability per person 50000 bodily injury liability per accident 25000 property damage liability per.
These minimum requirements for each state can be found at the state insurance commissioners website we have included them here for your easy reference just scroll down to your state and check it out. Most experts recommend a limit of at least 100000300000 but that may not be enough. 100000 per person 300000 per accident. 250000 of coverage for bodily injury per person.
Because states regulations differ and because you may have unique circumstances you may need more or less coverage than. 100000 this coverage may be required in your state. Insurance experts generally recommended that you purchase 100300 limits of bodily injury liability meaning 100000 for one person in an accident and 300000 for all people injured in one. You can expect to meet specific car insurance requirements if you lease a new vehicle or buy one with an auto loan.