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20000 per person for bodily injury.
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Auto insurance coverage limits in texas. For example if the limit on your collision coverage is 20000 that is the most that your policy would pay out for damages to your vehicle after a collision. Additionally texas drivers must have coverage for property damage of at least 25000. 30000 bodily injury per person. 15000 per accident for property damage.
These same numbers may also be expressed as 200004000015000. Most texas drivers do this by buying auto liability insurance. In texas drivers must carry a minimum amount of auto liability insurance to protect themselves if they are found to be at fault in an accident. The following is a breakdown of minimum liability requirements for texas.
40000 per accident for bodily injury. It also pays the other drivers and his or her passengers medical bills and some other expenses. Auto insurance minimum limits. According to state law texas drivers need to have minimum insurance coverages of 30000 per injured person up to at least 60000 per accident.
Bodily injury liability coverage and property damage liability coverage. Is it mandatory to have car insurance in texas. Yes what are the minimum limits for texas. This is called 306025 coverage.
Car insurance coverage limits are maximum amounts of money that your car insurance will pay out if you make a claim. The numbers represent the limits in your car insurance policy for example. Texas drivers must have two types of auto liability coverage on their car insurance policies. An insurer or agent cannot require you to purchase liability limits greater than the limits required by law 204015 or require you to purchase other types of coverage as a condition of offering insurance or continued insurance to you.
Texas law requires you to have at least 30000 of coverage for injuries per person up to a total of 60000 per accident and 25000 of coverage for property damage. Texas state minimums are 30000 for bodily injury liability or bi per individual and 60000 per accident as well as 25000 for property damage liability pd. While every state has some sort of mandatory guideline regarding car and auto insurance coverage the minimum limits vary by state. Texas law requires minimum coverage of 30000 per injured person up to a total of 60000 for everyone hurt in an accident and 25000 for property damage.
Texas law requires all drivers to have adequate car insurance. This basic coverage is called 255025 coverage.
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